I listen to the song and hear the lament of someone who lived the big life during the housing bubble and is now underwater on his condo.
“Got a condo on my wrist girl, I’m cashing out
Got a condo around my neck girl, I’m cashing out”
He is shackled and yoked by the burden of his property, and now has to ‘cash out’ sell it for what it’s worth and take the loss. He recounts this to a girl to dismiss her seeking favor from him.
“I got Versace all on my back
These hoes all on my back
Plus these plugs all on my back
Cause they know I’m moving that pack”
His favorite clothier, former sexual partners, and drug selling associates are all out to collect on his debts to them, because they know he is leaving the condo and coming into money.
“These Louies all in my face
Four-fifths stay up on my waist
Plus it ain’t on me for nothing so please don’t make me catch a case
Cause bitch I’m ’bout it”
‘Louies’ are the collection agency thugs holding a .45 revolver to his waist. He asks them not to take him to court, because he is serious about restitution.
“Me walking round with no check on me, psshh
Yeah I doubt it
Your girl ain’t finna leave with me, psshh
Yeah I doubt it
And I’m like, what the hell they talking ’bout
And if I got it I bought it, cause boy you know I’m cashing out”
This is a lament to his former life of solvency, when he could use cheques (due to having money in the bank) and leave with any woman he wanted. But he shames those who might talk poorly of him for his financial choices, for he takes full responsibility for his purchases, and he is now cashing out.